Default Fund - Balanced Lifestyle

For some Employers the Cautious Lifestyle Strategy may not be a suitable default option and therefore we offer the Balanced Lifestyle Strategy as an Advised option.

Instead of investing a fund which lifestyles at target retirement age minus 15, this is delayed by five years and starts to lifestyle at target retirement age minus 10.

Once again, the objective of the Default Fund (Balanced Lifestyle Strategy) is to balance the investment risk with the opportunity for providing investment long-term growth in three distinct phases: GrowthConsolidation and Pre-Retirement.

These changes are made automatically and are reviewed regularly by the independent Trustee Board. All investments are held in AEGON Asset Management and protected by the Financial Services Compensation Scheme (“FSCS).

On the basis that you have already consulted with and advised your client, simply email us to advise us that your client's pension scheme is to be set up on this basis.